Death or Poverty?

Which creates the greatest fear in you?

Are you more afraid of death or poverty? This may seem like an odd question with an obvious answer: the Grim Reaper should engender more fear than an overdraft charge. Surveys, however, surprisingly suggest that poverty weighs heavily indeed on many people’s psyches in light of longer life expectancies and uncertainty about Social Security payouts.

Seems that a LOT of folks get more worked up about living small than not at all. This article (from whence the quote) might open your eyes. Apparently millennials will be needing a great deal of money management skill if they are to improve upon their parents’ lives.

That’s fine, and presumably true. But the key  to not being scared lies more in understanding that the hurdles to independence do not lie in big numbers. The answer is early, often and ownership.


People, eh? If a way to negotiate life exists that weeds out crazies, please let me know.

Currently there are two outliers in my wee world. One, a friend who claims to value honesty but runs away at the sniff of it; and two, a guy at work who is duplicitous and illogical. Both types of people seek to gain some kind of advantage.

The illogical guy is some piece of work. He uses his ability to complain to the hilt. Modern-day mores require validation of even the most ridiculous claim, especially when an employer is involved. The empowerment of lazy, stupid, indolent, cheating, lying and advantage-seeking individuals works right alongside those who need a leg-up. In real life, the folks who really could use some help often put their heads down and do what’s required, leaving the toe-rags to clean up on the back of political correctness.

The employment dilemma, where the employer no longer has the right to fire people as required is a problem. Human resource departments were designed to maximize the unity of workers and company owners, but spend much of their time smoothing egos and reassuring the weak.
Losing ground in this battle of the victims is the man or woman in the middle, the ones who turn up every day and complete their work. They don’t receive the training, encouragement nor management time they deserve, because the whiners and dilettantes absorb the energy.

If the lesson isn’t clear by now, it should be: Working for a wage is only a bridge to working for yourself. Aligning your intelligence and time with your goals and aims is only really possible when you represent both sides.


Angry or disgruntled people sometimes resort to the “respect” word.

You don’t respect me, or Where’s the respect, man?

When in doubt, accuse. If unable to articulate a grievance, create a mirage and complain about it. Misuse words to create conflict.

Respect is about deep admiration. Respect takes time. Respect requires understanding. Respect is rare and valuable.

No. The fact of your existence does not engender my respect. Neither do I require, need or even countenance yours of me. Words have meaning.

Keynesian End-Game

At a party two weekends ago, an acquaintance agreed with me that the next step was to start tossing cash at people.

I was mocking this patently absurd notion. Unfortunately, he was not.

The question that should always be posed in the face of this blind stupidity is: What good does the next trillion dollars do for the economy that the last (insert preposterous number already printed/conjured by central banks) dollars?

Well? Why is it THIS trillion that’s better?